Local-first by design
EFT Flow is built for sensitive vendor banking information. Your payment reports are processed on your machine — not uploaded to a third-party cloud.
Security highlights
- No cloud conversion of your files
- Encrypted local storage for sensitive fields
- Minimal network footprint (licensing + optional SMTP)
What data leaves your computer?
By default, your payment report and generated CPA-005 file stay on your machine.
- Licensing: the app contacts the licensing server to confirm trial/subscription status (entitlement only).
- Optional vendor emails: if you enable notifications, emails are sent via your configured SMTP.
We do not require access to your bank portal or credentials.
Data flow (plain English)
Your report export → processed locally in EFT Flow → CPA-005 output file → uploaded by you to your bank.
FAQ
Is EFT Flow a cloud app?
No. EFT Flow runs locally. It uses an online licensing check to confirm entitlement, but your files are processed on your computer.
Do you store vendor banking data on your servers?
No. Vendor data is stored locally (encrypted). The licensing server stores account + entitlement information only.
What goes online?
Licensing checks, plus optional vendor notifications if you configure SMTP.