What is a CPA-005 file?
CPA-005 is a file format used in Canadian electronic funds transfer workflows. Many finance teams use it as the “upload file” that a bank portal accepts for batch payments.
In practice: your accounting system (or spreadsheet) produces a payment report → EFT Flow converts it into CPA-005 → you upload the CPA-005 file to your bank.
Why it matters
- Banks are strict about file structure — small formatting issues can cause rejection.
- Manual spreadsheet prep is error-prone and stressful.
- Validation before export reduces late surprises.
How EFT Flow helps
- Map columns once, reuse your setup.
- Validate vendor details before you export.
- Generate CPA-005 output in minutes.